MWM Investment Philosophy

Advisory Services Disclaimer
Mikel Wealth Management, LLC (“MWM”) is a Texas‑registered investment adviser. Registration does not imply a certain level of skill or training. MWM provides personalized investment advisory services and acts as a fiduciary to its advisory clients with respect to advisory accounts for which it has been engaged pursuant to a written agreement and as described in MWM’s Form ADV. MWM does not provide tax or legal advice, and clients should consult their own tax and legal professionals regarding their individual circumstances.

Investment and Insurance Products

• Not insured by the FDIC or any other government agency.
• Subject to investment risks, including the potential loss of principal.

Custodian Disclosure
Client assets are held at Charles Schwab & Co., Inc. (“Schwab”), a registered broker‑dealer and custodian. Schwab is not affiliated with Mikel Wealth Management, LLC and does not provide investment advice. Brokerage and custodial services are provided by Schwab as a broker‑dealer, not as an investment adviser to you, and are separate and independent from the advisory services provided by MWM. Clients are not required to use Schwab and may select another qualified custodian, although doing so may limit certain trading features, services, or fee arrangements available through Schwab.

Advisory and Insurance Services
Mikel Wealth Management, LLC provides investment advisory services pursuant to a written Investment Advisory Agreement. Insurance products, when offered, are provided through affiliated insurance agencies and are underwritten by unaffiliated insurance companies. Insurance services are offered outside of the advisory relationship and may involve commissions.

Insurance Disclosure
MWM’s principal is a licensed insurance agent and may receive commissions for the sale of insurance products, including life insurance, long‑term care insurance, and annuities. Insurance services are offered outside the advisory relationship and create a conflict of interest. MWM addresses this conflict through its fiduciary duty, written policies and procedures, and ongoing supervision designed to help ensure recommendations are in clients’ best interests. Clients are under no obligation to purchase insurance products through MWM and may use third‑party providers. Advisory fees and insurance commissions are separate and in addition to one another, which may create an incentive to recommend insurance products.

Website and Social Media Notice
Content on this website and on associated social media platforms is intended for U.S. residents only and is not intended for use in any jurisdiction where MWM is not authorized to conduct business. Opinions, comments, or actions by third parties do not necessarily reflect the views of MWM. Likes, follows, shares, or comments should not be construed as endorsements or testimonials. Do not post personal or account information on any public social media platform associated with MWM. Nothing on this website should be construed as an offer, solicitation, recommendation, or endorsement of any particular security, strategy, or investment product.

Content Disclaimer
Information provided on this website is intended for general informational purposes only and should not be considered or relied upon as personalized investment advice. Advisory services are provided only through a written Investment Advisory Agreement and MWM’s Form ADV.

Important Notice
Past performance does not guarantee future results. All investments involve risk, including the possible loss of principal. No investment strategy—such as diversification, asset allocation, or rebalancing—can guarantee a profit or protect against loss. Diversification and asset allocation do not guarantee profits or protect against losses in declining markets. The opinions expressed are subject to change and should not be considered specific investment, legal, or tax advice. Recommendations may have tax or legal implications, and clients are responsible for consulting their own tax and legal advisers to evaluate those implications prior to implementation.

Firm Regulatory Information

Information about the firm is available through SEC AdviserInfo and the Texas State Securities Board using the firm name Mikel Wealth Management, LLC or CRD number 331825.